Medicare Supplement Plan J

The Medicare Supplement Plan J covers the basic benefits that every Medigap plan covers listed below. It covers both the Part A deductible of $1100 and the Part B deductible of $155.  The skilled nursing facility co-pay of $137.50 per day is covered, foreign travel emergency care is covered, and 100% of excess charges are also covered. The Plan J also includes the at-home recovery benefit, and the preventive care benefit.

With only having traditional Medicare Parts A and B, the copays for the basic benefits are as follows -

Part A hospital days 61-90 have a $275 copay per day.  For days 91-150, there is a $550 copay per day for the lifetime reserve days.  Beyond the 150 lifetime reserve days, for the next 365 days, the individual would pay 100% of all costs if they relied solely on Medicare.  There is also a Part A and B blood deductible for the first 3 pints of blood.

With a Medicare Supplement Plan J, the insurance company will pay for all of these out of pocket expenses.

 

 

Helping individuals and businesses achieve their insurance goals while keeping costs down.